Our Home Insurance is Defaqto 5 Star rated and includes a comprehensive range of features and benefits. Including new for old replacement and alternative accommodation if your clients are ever unable to stay in their home as a result of an insured event.
- £500,000 Buildings cover as standard with the option to increase to £1 million
- £50,000 contents cover with new for old replacement as standard with the option to increase to £75,000
- A choice of optional extras - meaning they only pay for the cover they actually need
- Underwritten by a carefully selected group of the UK's leading insurance underwriters
Our optional extras
Accidental Damage - Buildings
By adding Accidental Damage to the Buildings Insurance policy, we’ll provide cover for unintentional damage to your client's property such as nailing through a pipe when putting a picture on the wall or putting a foot through the ceiling when up in the loft.
Accidental Damage - Contents
Accidental Damage cover can be added to the Contents Insurance policy to provide cover for a range of unintentional events such as spilling paint or red wine on their carpet.
Personal Possessions cover is a valuable extension to our Contents Insurance to protect against accidental loss or damage of items normally worn or carried, like jewellery or mobile phones, inside and outside the home anywhere in the UK and whilst abroad.
Home Emergency Cover provides a 24 hour helpline with access to approved tradesmen to resolve a range of emergencies for example, being completely locked out of the home or complete failure of the heating or electrics. Call out charges, parts and labour costs are covered up to £1,000 with no excess to pay.
Legal Expenses Cover can be added to Buildings or Contents cover to provide up to £100,000 of legal support to deal with a range of unforeseen circumstances such as being treated unfairly at work, contract disputes or personal injury.
We want to let you know...
As with all home insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by wet or dry rot and any loss or damage of any kind cause by or resulting from wear and tear.
These are only examples. For full details of what's covered and what's not covered please read our Home Insurance policy document. Alternatively you can find further information in our Insurance Product Information Document (IPID) for Home Insurance.
The cover limits mentioned on this page are in reference to our new Home Insurance product that was launched on 19 December 2016.