Home Insurance - Cover Options

Cover Options

As a property owner it's important your client is covered against the worst happening to their property. With our 5 Star Defaqto rated Home Insruace they can cover just the building, the contents, or both.

Whether your client wants to cover just the building, the contents or both we've got it covered.

BUILDINGS COVER

It's much more than just bricks and mortar; it's the place they call home

STANDARD COVER

  • Buildings covered up to £500,000 as standard
  • Permanent fixtures in their home such as the shower, bath and built-in wardrobes and kitchens are covered
  • Up to £100,000 for alternative accomodation for your client and any loved ones including any pets
  • New for old replacement as standard
  • Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
  • A choice of optional extras - meaning they only pay for the additional cover they actually need

PLUS COVER

  • £1 million Buildings Cover
  • Up to £200,000 for alternative accomodation for your client and any loved ones including any pets
weekend

CONTENTS COVER

They're not just there to make the place look nice; they're what make your client's house their home.

STANDARD COVER

  • £50,000 Contents Cover
  • Up to £15,000 for specified items & valuables
  • Up to £5,000 per item for your unspecified contents
  • New for old replacement as standard
  • Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
  • A choice of optional extras - meaning they only pay for the additional cover they actually need

PLUS COVER

For an additional premium our Plus Contents Cover gives you the same benefits of our standard cover but with:

  • £75,000 Contents Cover

Our optional extras

We want to let you know...

As with all home insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by wet or dry rot and any loss or damage of any kind cause by or resulting from wear and tear.

These are only examples. For full details of what's covered and what's not covered please read our Home Insurance policy document. Alternatively you can find further information in our Insurance Product Information Document (IPID) for Home Insurance.

The cover limits mentioned on this page are in reference to our new Home Insurance product that was launched on 19 December 2016.

Need Help?

  • Call our BROKER SUPPORT TEAM on 0345 0615 100
  • Monday - Friday
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