Home Insurance - Cover Options

Cover Options

With our Home Insurance your clients can cover just the building, just their contents or combine them both.

Buildings

It's much more than just bricks and mortar; it's the place they call home

Standard Buildings Cover

  • £500,000 Buildings Cover
  • Permanent fixtures in their home such as the shower, bath and built-in wardrobes and kitchens are covered
  • Up to £100,000 alternative accommodation expenses for your client and any loved ones including any pets
  • New for old replacement as standard
  • Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
  • A choice of optional extras - meaning they only pay for the additional cover they actually need

Plus Buildings Cover

For an additional premium our Plus Buildings Cover provides the same benefits of our standard cover but with:

  • £1 million Buildings Cover
  • Up to £200,000 alternative accommodation expenses for your client and any loved ones including any pets

Contents

They're not just belongings that make the place look nice; they're what make your client's house their home.

Standard Contents Cover

  • £50,000 Contents Cover
  • Up to £15,000 for specified items & valuables
  • New for old replacement as standard
  • Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
  • A choice of optional extras - meaning they only pay for the additional cover they actually need

Plus Contents Cover

For an additional premium our Plus Contents Cover gives you the same benefits of our standard cover but with:

  • £75,000 Contents Cover
  • Up to £22,500 for specified items & valuables

We want to let you know...

As with all home insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any loss or damage caused by wet or dry rot and any loss or damage of any kind caused by or resulting from wear and tear.

These are only examples. For full details of what's covered and what's not covered please read our Home Insurance policy document. Alternatively you can find further information in our Home Insurance policy summary

The cover limits mentioned on this page are in reference to our new Home Insurance product that was launched on 19 December 2016.

Our optional extras

Accidental Damage

More

Personal Possessions

More

Home Emergency Cover

More

Need Help?

  • Call our BROKER SUPPORT TEAM on 0345 0615 100
  • Monday - Friday
    8am - 7pm