To help support the value of your advice and ensure our 5 Star Defaqto rated Home Insurance continues to be one of the most comprehensive on the market, our Accidental Damage to Contents optional extra now covers mobile phones in the home!
Whether your client breaks their phone by accidentally dropping it down the stairs or accidentally dropping it down the toilet (yes, that happens), we’ll now repair or replace the phone on a new for old basis (if it can't be economically repaired), subject to the chosen contents excess.
Any existing quotes that are submitted from today will receive this new level of cover, whilst existing Home Insurance policyholders who've chosen our accidental damage for contents optional extra will receive the new cover at their next renewal.
Rob Evans, our CEO, says: “We're continually reviewing our products to ensure we offer our customers the comprehensive cover they expect. This latest change is an example of identifying an area where we were able to make an improvement and acting on it. Accidents happen to anyone – I have dropped, sat on and drowned phones in the past. Now, by simply adding Paymentshield’s improved Accidental Damage cover, our customers are protected from what can be a substantial unexpected cost."
"Not all insurance providers are the same and often mobile phones are excluded from Accidental Damage, whilst others will only replace the mobile phone with a refurbished handset. This is why it is so important that customers receive professional advice, to ensure the terms and conditions of their policy matches their requirements and expectations.”
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